Worried About Gift Card Giving - Here Is A Good Solution

[Henry]

Just heard about this today - TD Banknorth has Gift Visa Cards that can be used at any business:

Free Gift-Wrapped TD Banknorth Visa® Gift Card = Perfect Present

With the National Retail Federation projecting a 5.5 percent decrease in sales this holiday season over last year and concerns about the economy continuing, it is clear that consumers are looking for ways to enjoy the holidays without breaking the bank. Still the survey also found that almost 55 percent of people say that the gift card is the gift they want this holiday season.

TD Banknorth offers holiday shoppers the TD Banknorth Visa® Gift Card, the only free Visa gift card that is gift-boxed and ready to give. The holiday-themed TD Banknorth Gift Card comes with a free, elegant gift box, greeting card and ribbon, and best of all, no purchase fee.

Unlike TD Banknorth, other banks charge a fee " anywhere from $3.95 to $11.95 " for each gift card purchased. Even comparable mall-issued gift cards can carry a $1.50 purchase fee and additional charges for customer service calls. Additionally, TD Banknorth does not charge replacement fees or customer service fees, which many mall gift cards charge.
TD Banknorth is one of a few banks offering new and existing customers the convenience of an instantly-available, complete packaged gift. And, unlike gift cards available from specific merchants, the TD Banknorth Gift Card is accepted at millions of locations worldwide and enables recipients to buy what they want, when they want, wherever Visa debit cards are accepted.

Customers of the bank can purchase Gift Cards at any TD Banknorth location. Customers choose the monetary amount for the Gift Card, which can be any whole-dollar amount between $25 and $500. And since the card value is loaded during the transaction, the Gift Card is instantly ready to give and ready to use.

Whether the Gift Card is used to purchase a luxury or a necessity, it's the universal gift that is always the right size and color, in style, in demand and appreciated. Recipients can register their Gift Card with TD Banknorth to check the card's balance and ensure the card can be replaced if lost or stolen.

Customers of TD Bank can also purchase a Visa Gift Card at any TD Bank location.